Auto Loans
fast, easy approvals
We have a variety of loan programs and services designed to help you make your search for the perfect car easier.
Up to 100% Financing
New Car Loans for up to 72 Months
Used Car Loans for up to 60 Months
Credit Union Financing at the Dealership
Pre-Approval
Obtain a pre-approval before you go to a dealership and you'll be able to negotiate with confidence.
Sun Country Credit Union members enjoy the fast convenient services of 24 Hour Express Loans. Using EXPRESS Loans is easy and available anytime day or night. Apply at your convenience online, call 1-888-978-2444 for assistance or call the Credit Union and talk directly to a loan officer.
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Arizona Fleet Services
avoid Dealer hassle & time when buying a vehicle
With one phone call, James Gipson at Arizona Fleet Services will help you find a new or pre-owned vehicle. They'll find your dream car, negotiate the price and have the car delivered to you:
Guaranteed Low Pricing
Fast, Statewide Service
All Makes & Models
Trade-Ins Welcome
New and Used Vehicles
He can even help you navigate through the options of leases and warranties.
Just give James a call at 602-889-5964 or 602-403-2633.
Be Auto Smart
with the Credit Union advantage
We have a variety of member services designed to help you make your search for the perfect car, easier without even stepping foot in a dealership.
Car Buying Assistance is here at Sun Country. Members take advantage of pre-negotiated buying power for fleet-pricing, as well as warranties and services to make shopping for a car easy and enjoyable.
Through the Credit Union Advantage program, members can visit dozens of dealerships (online or in person) and receive preferred pricing on the vehicle of their choice. Just give us a call for the list of participating dealerships.
At the dealership, ask to speak with the dealer's Credit Union Advantage Representative. Without leaving the dealership, you can buy a vehicle, receive preferred pricing and finance your vehicle with Sun Country Credit Union. No haggling over price! No pressure!
And once you've found your dream car, we can provide you with:
Credit Union Financing at the Dealership
GAP Protection
Extended Warranties through MRC Protection
Excellent Insurance Rates
Car Fax Reports
Credit Union Advantage 
Extended Repair Coverage
great member program
Extended coverage for both new and used vehicles! If you plan to keep your new vehicle beyond the manufacturer's warranty period (usually 36 months or 36,000 miles) you should consider purchasing an extended vehicle service contract.
Sun Country offers extended vehicle warranties that are low cost and can protect up to 6 years or 100,000 miles (restrictions apply). Some are up to 50% less costly than the dealer's. This plan also lets you go to any licensed mechanic.
We offer the Machanical Repair Coverage (MRC) through our Member's Choice plan for both new and used vehicles. Quite often our MRC plan is several hundred dollars less than similar protection plans offered through the dealerships. Plus, the purchase price of our Protection Plan can usually be included in your loan.
The MRC plan is:
Good at Authorized Dealers & Repair Facilities in the U.S. and Canada
Transferable if you sell your vehicle to a private party
Cancelable at any time on a pro-rata basis
Convenient, with toll-free customer service and communication
Hassle-free, because the repair facility is paid directly by the plan
Flexible, with choice of coverage and terms that match your needs
Contact Sun Country for a coverage quote today!
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GAP Insurance
Just what is a GAP? You secure a loan for a vehicle. In the first two or three years, the vehicle depreciates in value faster than the loan balance. If your vehicle is totaled in an accident or is stolen, your insurance company will pay only the actual cash value of the vehicle.
The actual cash value may not pay off the balance of your loan. You are left with a GAP, an unpaid balance you still owe to your lender.
The moment a brand new vehicle is driven off the dealer's lot -
it loses 25-35% in value. 95% of vehicle owners do not budget for the uninsured GAP when they purchase a vehicle.
Sun Country Credit Union offers GAP Insurance for $299.
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